GigaWealth

GigaWealth The classical approach to investing

Lessons: Portfolio Management Asset Allocation

Portfolio:	Retirement
Description:	Chris retirement portfolio
Objective:	Growth
Timeframe:	2050
Risk Tolerance:	High

Asset Allocation

Asset Class

Target
Percentage

Current
Percentage

Target
Value

Current
Value

Difference

Action

Cash / CD's

$ 16,909

$ 29,688

($ 12,779)

Decrease

Stocks

50%

11%

$ 169,094

$ 37,501

$ 131,593

Increase

Mutual Funds

10%

$ 33,819

$ 7,903

$ 25,916

Increase

Exchange Traded Funds (ETF)

25%

$ 84,547

$ 3,580

$ 80,967

Increase

Bonds

10%

$ 33,819

$ 20,000

$ 13,819

Increase

1. Should you increase or decrease any amounts currently invested in the different asset classes?

2. Review the GigaWealth analysis of the economies, industries, companies and technicals before deciding.

3. Think about your goals, the time you have to accomplish those goals, and your risk tolerance.



Current Investments

Cash / CD's			GWsearch	Screening Tools		Investing in Cash and CDs
Cash				Current	Future	Original	Current	Change
							$25,688
Sub-total							$25,688
Certificate of Deposit				Current	Future	Original	Current	Change
	Enterprise Bank & Trust 6-month Jumbo CD			Good	Good	$3,500	$4,000	$500
Sub-total						$3,500	$4,000	$500
Total	Target allocation: 5%	Current allocation: 9%					$29,688

Stocks			GWsearch	Screening Tools		Investing in Stocks
Common Stock				Current	Future	Original	Current	Change
	eBay Inc.	EBAY	GigaQuote	Fair	Fair	$5,000	$3,383	$1,617
	Enterprise Bank and Trust Common Stock	EBTC	GigaQuote	Good	Good	$10,000	$15,000	$5,000
	METAL MGMT INC Common Stock	MM	GigaQuote	Good	Good	$7,500	$10,198	$2,698
	AK Steel Holding Corp. - Common Stock	AKS	GigaQuote	Fair	Fair	$400	$400	$0
Sub-total						$22,900	$28,981	$6,081
Preferred Stock				Current	Future	Original	Current	Change
	Haynes International Inc. - Common Stock	HAYN	GigaQuote	Good	Good	$5,000	$8,520	$3,520
Sub-total						$5,000	$8,520	$3,520
Total	Target allocation: 50%	Current allocation: 11%				$27,900	$37,501	$9,601

Mutual Funds			GWsearch	Screening Tools		Investing in Mutual Funds
Mutual Fund				Current	Future	Original	Current	Change
	Fidelity Fund - Large Cap Blend	FFIDX	GigaQuote	Good	Good	$500	$552	$52
	Fidelity Advisor Biotechnology - Specialty - Health	FBTAX	GigaQuote	Fair	Fair	$5,000	$4,851	$149
Sub-total						$5,500	$5,403	$97
Index Fund				Current	Future	Original	Current	Change
	Spartan 500 Index Fund	FSMKX	GigaQuote	Good	Good	$2,000	$2,500	$500
Sub-total						$2,000	$2,500	$2,500
Total	Target allocation: 10%	Current allocation: 2%				$7,500	$7,903	$403

Exchange Traded Funds (ETF)			GWsearch	Screening Tools		Investing in ETFs
Exchange Traded Fund (ETF)				Current	Future	Original	Current	Change
	iShares Russell Midcap Growth Index	IWP	GigaQuote	Good	Good	$2,000	$2,300	$300
	iShares Goldman Sachs Semiconductor	IGW	GigaQuote	Awesome	Awesome	$1,000	$1,280	$280
Sub-total						$3,000	$3,580	$580
Total	Target allocation: 25%	Current allocation: 1%				$3,000	$3,580	$580

Bonds			GWsearch	Screening Tools		Investing in Bonds
Corporate Bond				Current	Future	Original	Current	Change
	BANK OF AMERICA CORPORATION - Corporate Bond	060505AW4	GigaQuote	Awesome	Awesome	$7,500	$9,000	$1,500
Sub-total						$7,500	$9,000	$1,500
Federal Government Security				Current	Future	Original	Current	Change
	30-year US bond - Issue Date: 8/15/2005	USBOND30YR082035	GigaQuote	Awesome	Awesome	$2,000	$2,500	$500
	10-year US Note - Issue Date: 8/15/2005	USNOTE10YR082015	GigaQuote	Awesome	Awesome	$5,000	$5,000	$0
Sub-total						$7,000	$7,500	$500
Municipal Bond				Current	Future	Original	Current	Change
	MASSACHUSETTS ST HEALTH	57585KU48	GigaQuote	Good	Good	$3,000	$3,500	$500
Sub-total						$3,000	$3,500	$500
Total	Target allocation: 10%	Current allocation: 6%				$17,500	$20,000	$2,500